Mortgage Disclosure Specialist

Invest In You! Tri City National Bank is not just a bank; it's your community banking partner, deeply committed to prioritizing customers, building strong relationships, and fostering a sense of belonging. Our team-oriented environment offers exceptional opportunities for personal and professional growth, celebrating success, and providing excellent benefits along the way. We believe in unparalleled customer service and the right banking solutions to help fulfill financial dreams and contribute to community growth.

The Disclosure Desk Specialist is responsible for the accurate and timely preparation and delivery of initial disclosures and re-disclosures in accordance with TRID and Regulation Z.

Compensation: $20.00 - $30.00 per hour depending on experience.

This position is in-office located at our Operations Center in West Allis, WI. 

• Prepare and deliver Loan Estimates and initial disclosure packages per TRID/RESPA requirements and deadlines. Review disclosures for compliance and accuracy before delivery to borrowers.
• Manage disclosure pipelines to ensure timely issuance of all disclosure sets.
• Collaborate with Loan Officers, Processors, and team members to review fees and ensure accurate disclosure.
• Monitor and process re-disclosures within regulatory timeframes. Coordinate with the Closing Department on updated Closing Disclosures.
• Review and reconcile HMDA data for accuracy.
• Resolve compliance issues related to disclosures.
• Perform administrative tasks for residential mortgage loans, such as ordering reports and obtaining required documentation from internal systems.
• Complete data entry for Borrower’s Summary URLA and Processing Tab in Meridian Link.
• Maintain effective working relationships to ensure timely disclosure processing.
• Send disclosure packages to borrowers electronically or by mail.
• Maintain current knowledge of TRID requirements.
• Other duties as assigned.

• High school diploma and at least one year of relevant experience in the mortgage industry, professional office, or banking environment required.
• Three or more years of mortgage disclosure experience preferred.
• Strong understanding of RESPA, TRID, and disclosure desk compliance, including timing and regulatory requirements.
• Ability to prioritize tasks, work independently, and maintain attention to detail.
• Strong verbal and written communication skills.
• Proficient in MS Office; experience with Meridian Link is a plus.
• Quick learner with strong retention skills.
• Demonstrates professionalism, discretion, and excellent customer service when handling confidential, time-sensitive information.
• Collaborative team player with a positive attitude.
• Requires continuous attention to detail and accuracy.

Why Join Us: 

• Community Impact: Be part of a local bank deeply rooted in community values, contributing to the growth and prosperity of our neighborhoods.
• Innovation: Embrace a dynamic and evolving work environment that encourages fresh perspectives and continuous learning.
• Career Growth: Unlock future opportunities for personal and professional development as you navigate through our Pathways for Success.
• Celebration of Success: Join a team that values and celebrates individual and collective achievements.
• Work Life Balance: No early mornings or late nights, enjoy a predictable schedule with major holidays off.
• Great Employee Benefits that start on the 1st of the month after your hire date!
• Part-Time:
• 401(k) with company match** 
• Up to 20 hours of paid vacation after 6 months
• Full-Time:
• 401(k) with company match
• Tuition reimbursement
• Medical, dental, and vision coverage
• Paid vacation and more!

Equal Opportunity Employer/Veterans/Disabled 

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability. 

Reasonable Accommodation

If you are an individual with a disability and would like to request a reasonable accommodation as part of the employment selection process, please contact Human Resources at 414-761-1610 or hr2@tcnb.com

(**Must be 21 to enroll in 401(k), and must work an average of 20+ hours per week in order to be eligible for paid vacation.)